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Tailored for women

At Gulf African Bank we fully understand the financial needs for women; which is why we have taken it upon ourselves to design and package a unique product just for you.

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Networking

One of the most empowering thing and liberating for a woman is to realize the hidden power within herself, connect, network with others, soar high and enjoy freedom! Start networking now! Register now.

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Discounts galore!

Real partners empower each other. We do this through our discount partner outlets. Be part of this community by opening an Annisaa account and joining this powerful community. Discover our discount outlets here.

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Knowledge hub

They say there is no force equal to a woman determined to rise…We present you with resources to discover and learn more, empower yourself in your journey to emancipation and total freedom! Visit our knowledge hub here.

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My member profile

Do you believe in yourself and your capabilities? Are you ready to share your story? Register now and send a short story about yourself and your job / what you do for a living for a chance to feature on our networking page.

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Super recipes

Become a star cook. Discover what is trending in our super recipes this week! Find out here.

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Women Entrepreneur of the year awards

Gulf African Bank is by all means a champion of women empowerment.

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Events

Be in sync with what happened, what is happening and what is coming up involving your partner beyond banking!

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Working Capital financing

Solutions For short term financing requirements

We offer Murabaha mode of finance to our customers, which is designed to meet working capital requirements. For example, if you need finance for purchasing raw materials for your industry or are trading in goods then you could use Murabaha to meet your financial needs.

Murabaha

Murabaha is one of the most common modes of finance employed by Islamic Banks worldwide. Murabaha is based on the purchase requirements of each customer. It can be defined as a sales transaction where Gulf African Bank purchases the commodity and sells it after adding an agreed profit. Thus, it is not a loan given on interest - it the sale of a commodity on a deferred price.

Murabaha involves the purchase of a commodity by Gulf African Bank on behalf of a customer and the subsequent resale to the customer on cost-plus-profit basis. The cost and profit margin to the bank is expressly disclosed to the customer. In simple words, rather than advancing money to the customer, Gulf African Bank buys the commodity from a third party and sells it to the customer at an agreed price, which includes an element of profit.

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